![\"BMS](\"https:\/\/action.jo\/blog\/wp-content\/uploads\/2025\/10\/2-22.webp\")
<\/p>\n\u062a\u0642\u0648\u0645 \u0634\u0631\u0643\u062a\u0627 BMS MENA \u0648ACI (\u0623\u0643\u0634\u0646) \u0628\u062f\u0648\u0631 \u0627\u0644\u0648\u0643\u064a\u0644\u064a\u0646 \u0627\u0644\u0631\u0633\u0645\u064a\u064a\u0646 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u064a\u0646 \u0644\u0633\u0627\u0645\u0633\u0648\u0646\u062c \u0641\u064a \u0627\u0644\u0623\u0631\u062f\u0646\u060c \u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u0623\u0646 \u0634\u0631\u0627\u0621 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u064a\u0645\u0646\u062d\u0643 \u0636\u0645\u0627\u0646\u064b\u0627 \u0645\u0639\u062a\u0645\u062f\u064b\u0627 \u0648\u062e\u062f\u0645\u0627\u062a \u0635\u064a\u0627\u0646\u0629 \u0645\u0648\u062b\u0648\u0642\u0629. \u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0648\u0643\u064a\u0644 \u0627\u0644\u0631\u0633\u0645\u064a \u0645\u0647\u0645 \u0644\u0643\u0644 \u0645\u0634\u062a\u0631\u064a \u0644\u0647\u0648\u0627\u062a\u0641 \u0633\u0627\u0645\u0633\u0648\u0646\u062c \u0644\u0623\u0646 \u0630\u0644\u0643 \u064a\u0639\u0646\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u062c\u0647\u0632\u0629 \u0623\u0635\u0644\u064a\u0629 \u0648\u062a\u062d\u062f\u064a\u062b\u0627\u062a \u0631\u0633\u0645\u064a\u0629 \u0648\u062e\u062f\u0645\u0629 \u0645\u0627 \u0628\u0639\u062f \u0627\u0644\u0628\u064a\u0639 \u0639\u0646\u062f \u0627\u0644\u062d\u0627\u062c\u0629.<\/p>\n
\u0627\u0644\u0648\u0643\u064a\u0644\u0627\u0646 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0627\u0646 \u0641\u064a \u0627\u0644\u0623\u0631\u062f\u0646 \u0647\u0645\u0627 \u0634\u0631\u0643\u062a\u0627 BMS MENA \u0648ACI (\u0623\u0643\u0634\u0646).<\/p>\n
<\/p>\n
\u0634\u0631\u0643\u0629 BMS MENA \u0647\u064a \u0627\u0644\u0634\u0631\u064a\u0643 \u0627\u0644\u0631\u0633\u0645\u064a \u0644\u0633\u0627\u0645\u0633\u0648\u0646\u062c \u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0623\u0631\u062f\u0646\u064a\u060c \u0648\u062a\u0642\u062f\u0645 \u062c\u0645\u064a\u0639 \u0645\u0646\u062a\u062c\u0627\u062a \u0633\u0627\u0645\u0633\u0648\u0646\u062c \u0645\u0646 \u0627\u0644\u0647\u0648\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u0629 \u0648\u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0644\u0648\u062d\u064a\u0629 \u0648\u0627\u0644\u0625\u0643\u0633\u0633\u0648\u0627\u0631\u0627\u062a\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0645\u0646\u0632\u0644\u064a\u0629 \u0645\u0646 \u0633\u0627\u0645\u0633\u0648\u0646\u062c \u0645\u062b\u0644 \u0627\u0644\u0634\u0627\u0634\u0627\u062a \u0648\u0627\u0644\u062b\u0644\u0627\u062c\u0627\u062a \u0648\u0627\u0644\u063a\u0633\u0627\u0644\u0627\u062a.<\/p>\n
\u0645\u0646 \u0641\u0631\u0648\u0639 BMS MENA \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n
![\"ACI\"](\"https:\/\/action.jo\/blog\/wp-content\/uploads\/2025\/10\/3-23.webp\")
<\/p>\n
\u062a\u064f\u0639\u062f \u0634\u0631\u0643\u0629 \u0623\u0643\u0634\u0646 (ACI) \u0648\u0643\u064a\u0644\u064b\u0627 \u0645\u0639\u062a\u0645\u062f\u064b\u0627 \u0622\u062e\u0631 \u0644\u0633\u0627\u0645\u0633\u0648\u0646\u062c \u0641\u064a \u0627\u0644\u0623\u0631\u062f\u0646\u060c \u0648\u062a\u0648\u0641\u0631 \u0628\u062f\u0648\u0631\u0647\u0627 \u062a\u0634\u0643\u064a\u0644\u0629 \u0648\u0627\u0633\u0639\u0629 \u0645\u0646 \u0623\u062c\u0647\u0632\u0629 \u0633\u0627\u0645\u0633\u0648\u0646\u062c \u0627\u0644\u0645\u0646\u0632\u0644\u064a\u0629 \u0648\u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u0648\u0635\u0648\u0644 \u0623\u062d\u062f\u062b \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0627\u0644\u0645\u062d\u0644\u064a\u064a\u0646.<\/p>\n
\u0623\u0645\u0627 \u0634\u0631\u0643\u0629 ACI (\u0623\u0643\u0634\u0646) \u0641\u0644\u062f\u064a\u0647\u0627 \u0641\u0631\u0648\u0639 \u0645\u062a\u0639\u062f\u062f\u0629 \u0641\u064a \u0645\u0646\u0627\u0637\u0642 \u0631\u0626\u064a\u0633\u064a\u0629 \u0645\u0646 \u0639\u0645\u0651\u0627\u0646<\/a> \u0645\u062b\u0644 \u0634\u0627\u0631\u0639 \u0645\u0643\u0629 \u0648\u0627\u0644\u0645\u062e\u062a\u0627\u0631 \u0645\u0648\u0644 \u0648\u062f\u0627\u0628\u0648\u0642 (\u0642\u0631\u0628 \u062f\u0648\u0651\u0627\u0631 \u062e\u0644\u062f\u0627) \u0648\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0633\u0644\u0627\u0645. \u0643\u0645\u0627 \u062a\u0645\u062a\u062f \u0641\u0631\u0648\u0639\u0647\u0627 \u0625\u0644\u0649 \u0645\u062d\u0627\u0641\u0638\u0627\u062a \u0623\u062e\u0631\u0649 \u0645\u062b\u0644 \u0627\u0644\u0632\u0631\u0642\u0627\u0621 \u0648\u0625\u0631\u0628\u062f \u0648\u0627\u0644\u0645\u062d\u0627\u0641\u0638\u0629 \u0627\u0644\u0647\u0627\u0634\u0645\u064a\u0629 (\u062d\u062a\u0651\u0649 \u0645\u062d\u0627\u0641\u0638\u0629 \u0627\u0644\u0639\u0642\u0628\u0629<\/a>)\u060c \u0645\u0645\u0627 \u064a\u0648\u0641\u0631 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0641\u064a \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062f\u0639\u0645 \u0648\u0627\u0644\u0635\u064a\u0627\u0646\u0629 \u0645\u0646 \u0627\u0644\u0648\u0643\u064a\u0644 \u0627\u0644\u0645\u0639\u062a\u0645\u062f.<\/p>\n \u0644\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0627\u0644\u0648\u0643\u0644\u0627\u0621 \u0627\u0644\u0631\u0633\u0645\u064a\u064a\u0646 \u0648\u062e\u062f\u0645\u0627\u062a \u0645\u0627 \u0628\u0639\u062f \u0627\u0644\u0628\u064a\u0639:<\/p>\n \u064a\u0645\u0643\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0647\u0630\u0647 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0637\u0631\u062d \u0627\u0644\u0627\u0633\u062a\u0641\u0633\u0627\u0631\u0627\u062a \u062d\u0648\u0644 \u0627\u0644\u0636\u0645\u0627\u0646 \u0648\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0635\u064a\u0627\u0646\u0629\u060c \u0643\u0645\u0627 \u064a\u0648\u0641\u0631 \u0645\u0631\u0643\u0632 \u062f\u0639\u0645 \u0633\u0627\u0645\u0633\u0648\u0646\u062c \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0627\u0645\u0629 \u0644\u0644\u0632\u0628\u0627\u0626\u0646.<\/p>\n \u0643\u0644\u0627 \u0627\u0644\u0648\u0643\u064a\u0644\u064a\u0646 \u064a\u062f\u064a\u0631\u0627\u0646 \u0645\u0631\u0627\u0643\u0632 \u0635\u064a\u0627\u0646\u0629 \u0645\u0639\u062a\u0645\u062f\u0629 \u0636\u0645\u0646 \u0645\u0639\u0627\u0631\u0636\u0647\u0645. \u0641\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0623\u0648\u0631\u062f\u062a \u0633\u0627\u0645\u0633\u0648\u0646\u062c \u0623\u0646 \u0645\u0639\u0627\u0631\u0636 \u0634\u0627\u0631\u0639 \u0645\u0643\u0629 (\u0645\u0628\u0646\u0649 145) \u0648\u0639\u0628\u062f\u0648\u0646 (\u062f\u0648\u0651\u0627\u0631 \u0639\u0628\u062f\u0648\u0646 \u0645\u0642\u0627\u0628\u0644 \u062c\u064a\u0631\u0627\u0631\u062f) \u0648\u0627\u0644\u0645\u0642\u0627\u0628\u0644\u064a\u0646 (\u0634\u0627\u0631\u0639 \u0627\u0644\u062d\u0631\u064a\u0629) \u0648\u0633\u064a\u062a\u064a \u0645\u0648\u0644 (\u0637\u0627\u0628\u0642 \u0627\u0644\u0628\u0646\u0648\u0643 \u0628\u064a\u0646 \u0628\u0648\u0627\u0628\u062a\u064a\u0646 3 \u06484) \u062a\u064f\u0639\u062a\u0628\u0631 \u0645\u0631\u0627\u0643\u0632 \u062e\u062f\u0645\u0629 \u0631\u0633\u0645\u064a\u0629 \u0645\u0639\u062a\u0645\u062f\u0629. \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u064a\u0642\u0648\u0645 \u0627\u0644\u0641\u0646\u064a\u0648\u0646 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0648\u0646 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0642\u0637\u0639 \u063a\u064a\u0627\u0631 \u0623\u0635\u0644\u064a\u0629 \u0644\u0625\u0635\u0644\u0627\u062d \u0627\u0644\u0634\u0627\u0634\u0627\u062a \u0648\u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0627\u0644\u0642\u0637\u0639 \u0627\u0644\u062a\u0627\u0644\u0641\u0629 \u0648\u062a\u062d\u062f\u064a\u062b \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u0647\u0648\u0627\u062a\u0641\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u062c\u0648\u062f\u0629 \u0627\u0644\u0635\u064a\u0627\u0646\u0629 \u0648\u0623\u062f\u0627\u0621 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0628\u0639\u062f \u0627\u0644\u0625\u0635\u0644\u0627\u062d.<\/p>\n \u0644\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0643\u0648\u0646 \u062c\u0647\u0627\u0632\u0643 \u062a\u062d\u062a \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0631\u0633\u0645\u064a \u0644\u0644\u0648\u0643\u064a\u0644\u060c \u064a\u064f\u0646\u0635\u062d \u0628\u0627\u062a\u0628\u0627\u0639 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n \u0627\u0644\u0634\u0631\u0627\u0621 \u0645\u0646 \u0627\u0644\u0648\u0643\u064a\u0644 \u0627\u0644\u0631\u0633\u0645\u064a \u064a\u0639\u0646\u064a \u0636\u0645\u0627\u0646\u064b\u0627 \u0645\u0639\u062a\u0645\u062f\u064b\u0627 \u0648\u062e\u062f\u0645\u0629 \u0635\u064a\u0627\u0646\u0629 \u0623\u0635\u0644\u064a\u0629. \u0641\u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0648\u0643\u0644\u0627\u0621 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u064a\u0646 \u064a\u062a\u064a\u062d \u0644\u0643 \u062a\u0623\u0643\u064a\u062f \u0623\u0635\u0627\u0644\u0629 \u0627\u0644\u062c\u0647\u0627\u0632 \u0648\u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0645\u062d\u0644\u064a \u0648\u062e\u062f\u0645\u0627\u062a \u0645\u0627 \u0628\u0639\u062f \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u0645\u0648\u062b\u0648\u0642\u0629. \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u060c \u0642\u062f 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